Hundred Dollar Bills – What You Need to Know
Ever wonder why the $100 bill feels different from a $5 note? It’s not just the size or the color. The high‑denomination bill carries a mix of history, security tricks, and everyday uses that most people overlook.
Why the $100 Note Exists
The United States introduced the $100 bill in 1862 to help businesses move larger sums without using a bunch of smaller notes. Over the years it became the top‑value paper money in circulation. Today the bill is used for big purchases, bank deposits, and as a convenient way to store value when cash is needed quickly.
Spotting Real vs. Fake
Modern hundred‑dollar bills have several security features. You’ll find a 3‑D security ribbon that shifts colors when you tilt it, a portrait watermark of Benjamin Franklin, and tiny raised printing you can feel with your fingertips. Look for the bell in the lower right corner that glows under UV light. If any of these are missing or look off, the note is probably counterfeit.
When you get a $100 bill from a stranger, give it a quick check. Hold it up to the light and watch the security ribbon move. Run your thumb over the portrait; genuine notes have a slightly raised feel.
Keeping the bill safe is simple. Store it flat in a wallet or a small envelope. Avoid folding it many times – the security strip can get damaged, making the note harder to verify later.
People also use $100 bills for budgeting. Some folks put a set number of them in a jar to track savings goals. Because the note is high value, it’s easy to see progress without needing a huge stack of cash.
If you travel abroad and need cash quickly, you can often exchange $100 notes at banks or currency kiosks. They’re easier to count than dozens of lower‑value bills, which speeds up the process.
Lastly, remember that the $100 bill is still legal tender. You can spend it at any store that accepts cash, but many merchants have a limit on how much cash they’ll take at once. If you’re buying something big, call ahead to make sure they’ll accept the note.
In short, the hundred dollar bill is more than just paper. It’s a piece of history, a secure way to carry value, and a handy tool for budgeting or large purchases. Knowing its features and how to protect it helps you use the note confidently and safely.
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Jul, 13 2025